Target Red Card: I love the Target Red Card because you get 5% instant savings at the register on everything – no cutting coupons! I once completely forgot to pay my bill one month so I contacted customer service and they were so friendly and waived the late fee for me since it was my first time being late. I also get exclusive deals online using my red card. I love it!
Discover Card: I love my Discover Card for a number of reasons. The number one reason is the cash back bonuses. They have categories such as gas, groceries, home improvement, etc every quarter and I earn cash back when buying things I was going to purchase anyways. Check out my post on why I didn’t get my first credit card until my mid 20s where I share my recent cash back bonus statements. Their website is easy to use and they have excellent customer service.